| Repairs covered under your Insurance policy |
We are happy to quote for repairs covered under your insurance policy. Sometimes some interior stripping may be required to determine the full extent of the damage and this is expense is generally accepted by the insurance company, so you should not be out-of-pocket for an initial quote.
Most insurance companies will require more than one estimate for a particular job, but you do have the right to insist on who does the repair if estimates are similar.
Sign off a repair
Some insurance companies will insist on a professional surveyor to "sign off" work done by boatyards or tradesmen before they accept liability on a seriously damaged vessel.
This is something we can do for you and the costs do not have to be high for this service. It depends on what has been done.
Overseeing work is straightforward
We can also oversee any work in hand or under way ensuring that the repair is carried out to a satisfactory standard using appropriate materials for the repair. eg:
- Periodically checking hull moisture readings prior to application of epoxy coatings.
- Replacement of Laid decks substrate.
- Structural repairs that will be hidden by interior panelling
You should call us and discuss your situation and we will advise you of costs for this service.
Get acompetitive & commitment free quote using this easy online form. CLICK HERE. If you have had a quote elsewhere then let me know & if possible I will try to be competitive on like for like inspections. Get a repair quote using the same form, just fill in where possible.
| Accident damage versus lack of Maintenance |
Your insurance policy generally covers your vessel against accidental damage. However it may not cover you for damage caused by poor maintenance. That is why you have to have an insurance survey carried out by a surveyor who carries professional indemnity insurance.
If your surveyor misses an important item that later fails causing damage or loss, the Insurance company will quite rightly be looking to the negligent surveyor to cover the cost of repair/ replacement. So you get more than peace of mind when you have a vessel surveyed properly.
Lack of Experience is no excuse
A professional surveyor has a responsibility to complete his job to exacting standards. There is no room for error or negligence :someone's life may depend on his opinion being flawless. With over 37 years experience working with, and owning timber craft.
John Lilley at Seasurveys will provide you with a detailed comprehensive report, covering all possible aspects of your vessel together with recommendations on how repairs should be carried out to problem areas.
Winter gales can blow over any vessel and cause a surprising amount of damage.
